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Mutual Funds

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Be Financially Fit (Your BFF)

At Banconus we believe that mutual funds offer a sophisticated pathway to financial prosperity, simplifying the complexities of the market. We build investment portfolios choosing expertly managed funds provide instant, intelligent diversification, spreading your capital across a range of assets to mitigate risk and foster stability. Our research oriented process of selection of funds allows you to focus on your long-term goals while seasoned fund managers navigate market dynamics on your behalf.  We empower your financial journey with both clarity and convenience, ensuring your portfolio is not just invested, but inspired.

Mutual Funds

Let Banconus be your friendly guide to the wide world of mutual funds, helping you find the right investments to grow your money and reach your goals with confidence.

If you’re excited about growing your wealth over time and ready to embrace the journey with its natural ups and downs, equity funds offer a fantastic opportunity. By investing in a diverse mix of India’s most promising companies, these funds let you tap into the country’s vibrant growth story. Whether it’s well-established giants or emerging businesses with huge potential, equity funds help you participate in long-term wealth creation. With professional fund managers guiding the way, you benefit from expert stock selection and smart diversification, giving your investment the best chance to flourish. At Banconus, we help you find the right equity funds that match your dreams and comfort with risk, so you can confidently build a brighter financial future.

If you’re looking for a steady and reliable way to grow your money while keeping risk in check, debt funds could be just what you need. These funds invest in safer, fixed-income options like government and corporate bonds, giving you the comfort of stability and regular income. They’re less affected by market swings than equity funds, making them a great choice for investors who prefer a more cautious approach or have short to medium-term goals. At Banconus, we offer a variety of debt fund options—whether it’s liquid funds for quick needs or corporate bond funds for a bit longer—helping you earn consistent returns while keeping your peace of mind intact.

If you want to enjoy the growth potential of stocks along with the steady comfort of fixed income, hybrid funds offer a perfect balance. These funds blend equities and debt in thoughtful proportions, carefully managed to balance risk and reward. They’re ideal for investors looking for a moderate approach—giving you smoother rides through market ups and downs while aiming for steady, consistent returns. At Banconus, we provide a range of hybrid fund options with varying asset mixes, so you can find the right fit for your risk comfort and create a well-rounded, diversified portfolio that supports your goals.

From every angle, Banconus has you covered.

STP (Systematic Transfer Plan)
Market timing is notoriously difficult, but STP makes it irrelevant. This intelligent strategy lets you invest a lump sum in a conservative debt fund and gradually transfer predetermined amounts into higher-growth equity funds over 6-18 months. Here’s how it works: Your money starts earning returns immediately in a safer debt fund while portions move systematically into equity funds at regular intervals. This approach reduces the risk of investing at market peaks while ensuring your idle funds don’t sit in low-yielding savings accounts. STP is particularly powerful during volatile market conditions – When markets are high, you buy fewer equity units; when they’re low, you automatically buy more. Types of STP: Fixed STP: Transfer fixed amounts regularly. Capital Appreciation STP: Transfer only gains from debt to equity. Flexi STP: Transfer variable amounts based on market conditions. It’s rupee-cost averaging with a safety net, perfect for investors who have lump sums from bonuses, inheritances, or maturity proceeds but want to enter equity markets prudently.

Video Courtesy: Mirae Asset Mutual Fund

Transform your mutual fund investments into a steady income stream without losing growth potential. SWP lets you withdraw fixed amounts monthly, quarterly, or annually while your remaining investment continues compounding. Unlike traditional fixed deposits or bonds that stop growing once you start withdrawals, SWP maintains your capital’s growth potential. The tax efficiency is remarkable; withdrawals are treated as capital gains rather than regular income, resulting in significantly lower tax rates, especially for long-term investments. SWP is ideal for:
  • Retirees seeking a regular income while preserving capital.
  • Parents fund children’s education expenses over multiple years.
  • Anyone wanting to supplement their salary with investment income.

Video Courtesy: Mirae Asset Mutual Fund

Let Banconus be your friendly guide to the wide world of mutual funds, helping you find the right investments to grow your money and reach your goals with confidence.

At Banconus, we believe managing your portfolio is about more than just numbers — it’s about crafting a strategy that fits your unique goals and life plans. Our team brings over 100 years of experience in asset management and mutual funds, guiding you through India’s vibrant investment landscape with a thoughtful and personalized approach. Whether it’s building a diversified portfolio across equities, debt, and alternatives or handpicking mutual funds that match your risk comfort and ambitions, we work closely with you to make investing simpler and more meaningful. With Banconus by your side, you gain a trusted partner who listens, advises, and helps your wealth grow steadily and securely, tailored just for you.

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