Client Segments We Serve
At Banconus, we understand that every client’s financial journey is unique. That’s why we specialize in serving core segments – High-Net-Worth Individuals (HNIs) seeking sophisticated portfolio strategies and legacy planning; Non-Resident Indians (NRIs) navigating cross-border investments, repatriation, and India-focused opportunities; and FIRE (Financial Independence, Retire Early) aspirants building aggressive yet sustainable paths to early retirement.
Explore how our expertise empowers each group to achieve their goals with precision and confidence.
High-Net-Worth Individuals (HNI)
Personalized wealth growth, tailored for you.
HNIs have complex financial lives—with diverse assets, large responsibilities, and multi-generational goals.
We bring structure, clarity, and long-term discipline to help you grow, protect, and preserve your wealth.
Bespoke Portfolio Design
We build custom portfolios from scratch—aligned with your cash flow needs, lifestyle, global exposure preferences, and legacy goals.
Strategic Wealth Structuring
We organise your wealth across entities, geographies, and asset classes for maximum tax efficiency, clarity, and long-term safety.
Multi-Layered Risk Management
We assess not just market risks, but liquidity, concentration, regulatory, and generational risks—and build protections at every level.
Multi-Generational Wealth & Legacy Planning
Trusts, succession structures, inheritance planning, inter-generational awareness—your wealth becomes your family’s long-term foundation.
High-Touch, Partner-Led Relationships
We intentionally serve a limited HNI clientele, ensuring deep engagement, quick response times, and proactive guidance.
- Managing a large and growing portfolio
- Planning generational wealth transfer
- Running multiple businesses or entities
- Wanting a single, trusted advisor to coordinate everything
Non-Resident Indians (NRI)
Seamless wealth management, wherever you are.
For NRIs, India remains one of the world’s most compelling investment destinations.
We help you participate in India’s growth story without the complexity of cross-border regulations and compliance.
India’s Growth Story Is Far From Over
Strong GDP, demographics, digitisation, innovation—India continues to be among the world’s top-performing markets.
Geographic and Currency Diversification
Avoid overexposure to one country or currency. India provides balance, resilience, and long-term compounding opportunities.
You Stay Connected to a High-Opportunity Market
From equities and bonds to real assets and private markets—India offers avenues NRIs globally are actively seeking.
Cross-Border Planning & Compliance
We simplify FEMA rules, taxation, NRE/NRO flows, and repatriation, ensuring full regulatory clarity.
India-Focused Investment Advisory
Mutual funds, bonds, PMS, AIFs, alternative assets—curated to your goals, risk profile, and time horizon.
Global Coordination
We collaborate with your overseas advisors (if any) to ensure global alignment, tax-efficiency, and balanced allocation.
Transparent Reporting & Regular Reviews
Clear dashboards, scheduled updates, and partner-level access so you always know how your India wealth is growing.
- An NRI wishing to invest in India
- Looking for a compliant and seamless cross-border experience
- Wanting to diversify globally
- Interested in participating in India’s long-term growth
FIRE (Financial Independence, Retire Early)
Helping you enjoy retirement with confidence and financial peace.
We understand FIRE because we live it.
Our partners, Rajee and Ramkey, have designed their lives around financial independence—and we bring that same discipline and clarity to our clients.
Your Personal FIRE Number
We calculate your true financial independence number—not a generic estimate, but based on your lifestyle, location, inflation, and long-term goals.
Accelerated Wealth-Building Strategies
Smart, equity-heavy, globally diversified portfolios designed to reach FI faster—without reckless risk-taking.
Pre-FIRE Transition Planning
From career wind-down and lifestyle restructuring to income-gap (“bridge”) planning—your move toward FIRE stays smooth and predictable.
Sustainable Drawdown Strategy (Post-FIRE)
Dynamic withdrawal systems, bucket strategies, tax sequencing, and capital preservation plans built to last decades.
Life & Lifestyle Planning
FIRE is not just money; it’s identity and structure. We help with:
- Relocation and geo-arbitrage
- Travel and long breaks
- Healthcare and insurance
- Volatility protection
- Longevity planning
Coaching & Accountability
FIRE requires discipline. We help you stay the course—whether markets go up, down, or sideways.
- Pursuing early retirement
- Already FI and need a structured drawdown strategy
- Planning a sabbatical or slow-career phase
- Want the freedom to design life on your terms
