Happy International Yoga Day

There are similarities between Yoga & Investing.

There are four basic principles of Yoga:

1. Yama & Niyama
2. Asana
3. Pranayama
4. Pratyahara

 

Yama & Niayama: Yamas include Ahimsa (non-violence), Asteya (non-stealing), and Aparigraha (non-possessiveness), and Niyamas include Santosa (contentment), Tapas (self-discipline) and Svadhyaya (self-reflection).

The first step to investment planning is self-reflection. You have to figure out what your needs are and, accordingly, what your investment goals should be.

 

Asana: These are postures that you can hold for a long time. A firm but relaxed posture takes time to perfect. So, new yoga practitioners start with simple asanas and gradually move to more complex ones with regular practice.

As an investor you should start by investing in products that you understand. Keep you investments boring so that your life is interesting.

 

Pranayama: The yama of prana, or “breath control” is about controlling your breath to ensure a regular rhythm.

The markets have a rhythm of their own as well – the cycles of bear and bull. No investor can predict when the markets will rise or fall, but you have to control your reaction to the movements in the market. Do not panic and have a knee-jerk reaction; it can hurt your interests in the long run.

 

Pratyahara: The control of ahara—the external influences—is the hallmark of a yogi. It simply means that your mind can be pulled into a shell—like a turtle pulls in his limbs—to protect it from distractions and noise.

As an investor, once you have decided your strategy, you have to trust the process and not be affected by rumours or short-term movements. Do not be caught up either with those who keep promoting a stock or with the doomsayers predicting market crashes. Remember that in the long run, the market usually values companies correctly, and that strong fundamentals allow a company to sail through tough times.

While yoga will ensure your body and mind are performing at their best, the yoga of investment will ensure that your financial health is as good. Only this can help you beat inflation in the long run.

#happyyogaday #staycalm #trusttheprocess #mutualfundsahihain
Source: Kotak Mutual Fund

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